An IVA will have an impact on your credit score ranking because it is going to be recorded on your credit rating file for 6 a long time with the day it truly is agreed. 債務重組和破產是處理財務困境的兩種不同方法。債務重組是債務人與債權人協商修改還款條件，例如延長還款期限、減少債務總額等，以便債務人有能力按新條件償還債務。破產則是經法院程序，由破產管理署署長或受託人管理債務人財產，以償... https://andretfral.bloggazza.com/29034265/not-known-facts-about-drp-hkdrp-top