11. Shut the Deal Your lender will mail the final closing assertion a few days right before your closing date. This assertion gives a detailed breakdown of all assets specifics, loan phrases, fascination rates, and shutting expenses which can consist of: Note that pre-approval counts to be a "difficult inquiry" https://kingswoodhomes.uk.com/news/first-time-buyers-find-their-dream-home-at-spinners-brook/