Knowing how the statute of limitations works can protect you from unfair debt collection practices. Once the statute of limitations expires, a collector can no longer sue to collect the debt, even if they continue contacting you. However, all communication must comply with the FDCPA. Repeated or excessive calls may qualify as harassment. Collectors cannot legally threaten lawsuits, wa... https://protectionforconsumers.com/understanding-the-statute-of-limitations-on-debt-what-you-need-to-know/